Insurance is not an expense—it is the defensive fortress that preserves your family's lifestyle, dreams, and wealth against unexpected life emergencies. Buying an off-the-shelf policy without evaluating your liabilities, inflation, and dependents can leave critical coverage gaps.
Led by N. Yasmin, RichOne provides objective, client-first analysis to help you select the optimal sum assured, coverage riders, and claim settlement efficiency across India's two most established insurance leaders: LIC and Star Health.
Backed by sovereign guarantee, LIC policies offer guaranteed returns, life protection, and disciplined savings for every stage of your life.
High financial protection at an affordable premium. Provides a substantial lump sum death benefit to your family to replace income and settle debts.
Ensure your family's day-to-day household stability and schooling needs are funded continuously through systematic payout structures.
Guarantee your child's milestone educational funds—school, engineering, medicine, or foreign university—regardless of what happens to you.
Participating endowment plans that combine risk cover with regular bonuses and guaranteed additions for disciplined capital accumulation.
Annuity plans providing guaranteed monthly, quarterly, or annual cash flow for you and your spouse throughout retirement.
Receive a personalized policy comparison based on your age, financial liabilities, and family goals.
Protect your savings from escalating medical hospital costs with Star Health's unmatched network of 14,000+ cashless hospitals.
Specialized health covers tailored for women, featuring maternity benefits, newborn baby protection, gynecological care, and wellness support.
Specialized CoverageComprehensive coverage for pre-hospitalization, in-patient treatments, ICU room charges, day-care procedures, and post-discharge consultations.
Zero Room Rent CappingOne affordable health insurance policy shielding your entire family under a unified sum assured with automatic restoration benefits.
Multi-Member CoverDirect hospitalization approvals across 14,000+ network hospitals in India without paying out-of-pocket medical bills.
14,000+ HospitalsLump-sum payouts upon diagnosis of critical illnesses including cancer, cardiac procedures, and stroke to fund advanced treatments.
Immediate PayoutRichOne assists you step-by-step through hospital admission, cashless desk authorization, and hassle-free claim reimbursement.
Personal AdvocacyOur experts are ready to help you with the best solutions.